India Post Payments Bank has 4 branches across 2 states and union territories in India. Use the IFSC structure IPOS0XXXXXX to identify this bank before initiating NEFT, RTGS, or IMPS transfers.

Payment Bank IFSC Guide

India Post Payments Bank works differently from full-service banks and often uses a very small IFSC footprint. Always verify the exact IFSC on the branch page before transfer.

How to add beneficiary in popular apps

YONO SBI / YONO Lite: Manage Beneficiary → Add New → enter account + IFSC.
HDFC MobileBanking: Pay → Add Beneficiary → verify name and IFSC.
ICICI iMobile: Transfers → Bank Account → Add Payee with IFSC.
Axis Mobile: Fund Transfer → Add Beneficiary → account + IFSC.
PhonePe / GPay bank transfer: Use account number + IFSC mode for non-UPI transfer.

Frequently Asked Questions

What is the IFSC code for India Post Payments Bank?

India Post Payments Bank IFSC codes start with IPOS. The full 11-character IFSC code varies by branch. Use the search above to find the IFSC code for your specific branch.

Does India Post Payments Bank support RTGS transfers?

Yes, India Post Payments Bank supports RTGS (Real Time Gross Settlement) transfers at most of its branches. RTGS is used for high-value transfers above ₹2 lakhs.

How to find India Post Payments Bank IFSC code on cheque?

The IFSC code is printed at the top of your India Post Payments Bank cheque leaf, usually near the MICR code. It's an 11-character code starting with IPOS.

How many branches does India Post Payments Bank have?

India Post Payments Bank has 4 branches across 2 states and union territories in India.