Terms of Service

1. Acceptance of Terms

By accessing or using ifscindia.com ("the Website", "the Service", "we", "us"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must discontinue use of the Website immediately.

2. Description of Service

ifscindia.com is a free, informational platform that provides Indian Financial System Code (IFSC) lookup, bank branch details, MICR codes, and related banking information. The data displayed is sourced from publicly available datasets published by the Reserve Bank of India (RBI) and other public sources.

3. No Warranty — "As Is" Basis

All information on this Website is provided strictly on an "as is" and "as available" basis, without any warranties of any kind, either express or implied, including but not limited to:

• Warranties of accuracy, completeness, reliability, or currentness of the data
• Warranties of merchantability or fitness for a particular purpose
• Warranties that the service will be uninterrupted, timely, secure, or error-free

We do not guarantee that the IFSC codes, branch addresses, MICR codes, or any other banking data displayed on this Website are accurate, up-to-date, or complete at any given time. Bank data changes frequently due to mergers, branch closures, relocations, and RBI updates.

4. Not Financial or Professional Advice

The information on this Website is for general informational purposes only. It does not constitute financial, legal, banking, or professional advice of any kind. You should always verify IFSC codes and branch details directly with your bank or the RBI before initiating any financial transaction.

5. Limitation of Liability

To the fullest extent permitted by applicable law, ifscindia.com, its owner(s), operator(s), contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages whatsoever, including but not limited to:

• Financial loss arising from incorrect or outdated IFSC codes or branch information
• Failed, delayed, or misdirected bank transfers
• Loss of data, revenue, profits, or business opportunities
• Any damages resulting from reliance on the information provided on this Website

This limitation applies regardless of the legal theory under which such damages are sought, whether in contract, tort, negligence, strict liability, or otherwise.

6. User Responsibilities

You acknowledge and agree that:

• You use this Website entirely at your own risk
• You are solely responsible for verifying any information obtained from this Website before using it for financial transactions
• You will not use this Website for any unlawful purpose or activity
• You will not attempt to scrape, crawl, or harvest data from this Website in an automated manner without prior written consent

7. Intellectual Property

The website design, layout, code, logos, and original textual content are the intellectual property of ifscindia.com. The underlying IFSC and bank data is sourced from RBI public datasets and is not claimed as proprietary. You may not reproduce, distribute, or create derivative works from our original content without permission.

8. Third-Party Links

This Website may contain links to third-party websites. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party site. Access to third-party sites is at your own risk.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Continued use of the Website after any changes constitutes acceptance of the updated terms. It is your responsibility to review these terms periodically.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in India.

11. Contact

If you have questions about these Terms, please reach out via the contact information available on the Website.