Disclaimer
Last updated: 5 April 2025
⚠️ Important Notice
The IFSC codes, bank branch details, addresses, MICR codes, and all other banking data on this website are provided for informational purposes only. Always verify any banking information directly with your bank or the Reserve Bank of India (RBI) before making a financial transaction.
1. General Disclaimer
ifscindia.com ("the Website") provides IFSC code lookup and related bank branch information as a free public service. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related content contained on this Website.
Any reliance you place on the information provided by this Website is strictly at your own risk. We shall not be held responsible or liable for any errors, omissions, or inaccuracies in the data presented.
2. Data Accuracy
The banking data shown on this Website is derived from publicly available datasets published by the Reserve Bank of India and other public sources. This data may:
- Contain errors or inaccuracies from the source itself
- Be outdated due to bank mergers, branch closures, or address changes
- Not reflect the most recent RBI updates
- Have discrepancies with data maintained by individual banks
- Contain formatting or processing errors introduced during data transformation
We are not affiliated with, endorsed by, or connected to the Reserve Bank of India (RBI), any bank, or any financial institution. The data is aggregated independently for public convenience.
3. No Financial Advice
Nothing on this Website constitutes financial advice, banking advice, investment advice, legal advice, or any other form of professional advice. The Website is purely an informational tool. You should consult a qualified professional or your bank directly for advice relating to financial transactions.
4. Limitation of Liability
Under no circumstances shall ifscindia.com, its owner(s), operator(s), developers, or affiliated parties be liable for any loss or damage, including without limitation:
- Direct, indirect, incidental, special, or consequential damages
- Loss of money, revenue, or profits
- Failed, misdirected, or delayed bank transfers
- Any damages arising from the use or inability to use the Website
- Damages arising from inaccurate, incomplete, or outdated data
This limitation applies whether the claim is based on warranty, contract, tort, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.
5. No Guarantee of Availability
We do not guarantee that the Website will be available at all times. The service may be interrupted for maintenance, updates, or due to circumstances beyond our control. We accept no liability for any downtime or service disruption.
6. Third-Party Content
This Website may contain links to external websites, advertisements, or content provided by third parties. We do not control and are not responsible for the content, accuracy, or practices of any third-party website or service. Inclusion of any link does not imply endorsement.
7. Indemnification
By using this Website, you agree to indemnify, defend, and hold harmless ifscindia.com, its owner(s), operator(s), and affiliates from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising out of or in connection with your use of the Website or your violation of these terms.
8. Verify Before You Act
Before using any IFSC code or banking information from this Website for a financial transaction, we strongly recommend you:
- Cross-verify the IFSC code with your bank's official website or customer care
- Check the details on the RBI's official IFSC search tool at rbi.org.in
- Confirm branch address and contact details independently
- Do a small test transaction first if you're unsure about the IFSC code
9. Changes to Disclaimer
We reserve the right to update or modify this Disclaimer at any time without prior notice. Changes take effect immediately upon publication on this page. Continued use of the Website after changes are made constitutes acceptance of the revised Disclaimer.