Bank of Baroda JOYA Branch IFSC Code
BARB 0JOYAJY
Bank of Baroda JOYA — JYOTIBA PHULE NAGAR, UTTAR PRADESH
MICR: 244012503
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of Baroda
- Branch
- JOYA
- IFSC Code
- BARB0JOYAJY
- MICR Code
- 244012503
- City
- JYOTIBA PHULE NAGAR
- District
- JOYA
- State
- UTTAR PRADESH
- Contact
- +910221800223344
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BARB0JOYAJY to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0JOYAJY.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0JOYAJY.
IFSC Code Structure
B
A
R
B
0
J
O
Y
A
J
Y
- BARB — Bank code (Bank of Baroda)
- 0 — Reserved (always 0)
- JOYAJY — Branch code (JOYA)
Nearby Bank of Baroda Branches in JYOTIBA PHULE NAGAR
View all Bank of Baroda branches in JYOTIBA PHULE NAGAR →Frequently Asked Questions
Is BARB0JOYAJY valid for online transfer?
Yes, BARB0JOYAJY is a valid IFSC code for Bank of Baroda JOYA branch in JYOTIBA PHULE NAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0JOYAJY belong to?
BARB0JOYAJY belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda JOYA is 244012503. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0JOYAJY?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.