Bank of Baroda PALAI BR., DIST. KOTTAYAM, KERALA Branch IFSC Code

BARB 0PALAIX
Bank of Baroda Logo Bank of Baroda
PALAI BR., DIST. KOTTAYAM, KERALA — KOTTAYAM, KERALA
MICR: 686012302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of Baroda
Branch
PALAI BR., DIST. KOTTAYAM, KERALA
IFSC Code
BARB0PALAIX
MICR Code
686012302
Address
FIRST FLR. 23/447 VYAPARA BHAVAN,KATTAKAYAM ROAD, PALAI, DIST. KOTTAYAM, KERALA - 686 575.
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+910221800223344

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BARB0PALAIX to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0PALAIX.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0PALAIX.

IFSC Code Structure

B
A
R
B
0
P
A
L
A
I
X
  • BARB — Bank code (Bank of Baroda)
  • 0 — Reserved (always 0)
  • PALAIX — Branch code (PALAI BR., DIST. KOTTAYAM, KERALA)

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MICR: 686012002 RTGS ✓ NEFT ✓ IMPS ✓
View all Bank of Baroda branches in KOTTAYAM →

Frequently Asked Questions

Is BARB0PALAIX valid for online transfer?
Yes, BARB0PALAIX is a valid IFSC code for Bank of Baroda PALAI BR., DIST. KOTTAYAM, KERALA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0PALAIX belong to?
BARB0PALAIX belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda PALAI BR., DIST. KOTTAYAM, KERALA is 686012302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0PALAIX?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.