Bank of Baroda PALAYAM BRANCH Branch IFSC Code

BARB 0PALAYA
Bank of Baroda Logo Bank of Baroda
PALAYAM BRANCH — THIRUVANANTHAPURAM, KERALA
MICR: 695012002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of Baroda
Branch
PALAYAM BRANCH
IFSC Code
BARB0PALAYA
MICR Code
695012002
Address
PALAYAM BRANCH,PB 5404, P.O.VIKAS BHAVAN, TRIVANDRUM,TRIVANDRUM,695033
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City
THIRUVANANTHAPURAM
District
THIRUVANANTHAPURAM
State
KERALA
Contact
+910221800223344

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BARB0PALAYA to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0PALAYA.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0PALAYA.

IFSC Code Structure

B
A
R
B
0
P
A
L
A
Y
A
  • BARB — Bank code (Bank of Baroda)
  • 0 — Reserved (always 0)
  • PALAYA — Branch code (PALAYAM BRANCH)

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Frequently Asked Questions

Is BARB0PALAYA valid for online transfer?
Yes, BARB0PALAYA is a valid IFSC code for Bank of Baroda PALAYAM BRANCH branch in THIRUVANANTHAPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0PALAYA belong to?
BARB0PALAYA belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda PALAYAM BRANCH is 695012002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0PALAYA?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.