Bank of Baroda PHAGWARA BRANCH Branch IFSC Code
BARB 0PHAGWA
Bank of Baroda PHAGWARA BRANCH — PHAGWARA, PUNJAB
MICR: 125012207
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of Baroda
- Branch
- PHAGWARA BRANCH
- IFSC Code
- BARB0PHAGWA
- MICR Code
- 125012207
- City
- PHAGWARA
- District
- PHAGWARA
- State
- PUNJAB
- Contact
- +910221800223344
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BARB0PHAGWA to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0PHAGWA.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0PHAGWA.
IFSC Code Structure
B
A
R
B
0
P
H
A
G
W
A
- BARB — Bank code (Bank of Baroda)
- 0 — Reserved (always 0)
- PHAGWA — Branch code (PHAGWARA BRANCH)
Frequently Asked Questions
Is BARB0PHAGWA valid for online transfer?
Yes, BARB0PHAGWA is a valid IFSC code for Bank of Baroda PHAGWARA BRANCH branch in PHAGWARA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0PHAGWA belong to?
BARB0PHAGWA belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda PHAGWARA BRANCH is 125012207. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0PHAGWA?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.