Bank of Baroda FOCAL POINT Branch IFSC Code
BARB 0VJFOCA
Bank of Baroda FOCAL POINT — LUDHIANA, PUNJAB
MICR: 141012024
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of Baroda
- Branch
- FOCAL POINT
- IFSC Code
- BARB0VJFOCA
- MICR Code
- 141012024
- Address
- MAIN FOCAL POINT, BXXX, 1626C, MAIN FOCAL POINT ROAD, OPPOSITE PUNJAB SINDH BANK , LUDHIANA , LUDHIANA , 141010 Open in Google Maps
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +910221800223344
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BARB0VJFOCA to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0VJFOCA.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0VJFOCA.
IFSC Code Structure
B
A
R
B
0
V
J
F
O
C
A
- BARB — Bank code (Bank of Baroda)
- 0 — Reserved (always 0)
- VJFOCA — Branch code (FOCAL POINT)
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Frequently Asked Questions
Is BARB0VJFOCA valid for online transfer?
Yes, BARB0VJFOCA is a valid IFSC code for Bank of Baroda FOCAL POINT branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0VJFOCA belong to?
BARB0VJFOCA belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda FOCAL POINT is 141012024. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0VJFOCA?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.