Bank of Baroda KAKOWAL, LUDHIANA Branch IFSC Code
BARB 0VJKKWA
Bank of Baroda KAKOWAL, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141012026
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of Baroda
- Branch
- KAKOWAL, LUDHIANA
- IFSC Code
- BARB0VJKKWA
- MICR Code
- 141012026
- City
- LUDHIANA
- District
- KAKOWAL
- State
- PUNJAB
- Contact
- +910221800223344
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BARB0VJKKWA to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0VJKKWA.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0VJKKWA.
IFSC Code Structure
B
A
R
B
0
V
J
K
K
W
A
- BARB — Bank code (Bank of Baroda)
- 0 — Reserved (always 0)
- VJKKWA — Branch code (KAKOWAL, LUDHIANA)
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BARB0DBCHLU
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BARB0DBINDU
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Frequently Asked Questions
Is BARB0VJKKWA valid for online transfer?
Yes, BARB0VJKKWA is a valid IFSC code for Bank of Baroda KAKOWAL, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0VJKKWA belong to?
BARB0VJKKWA belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda KAKOWAL, LUDHIANA is 141012026. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0VJKKWA?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.