Bank of Baroda MILLER GANJ, LUDHIANA Branch IFSC Code
BARB 0VJMILL
Bank of Baroda MILLER GANJ, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141012023
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of Baroda
- Branch
- MILLER GANJ, LUDHIANA
- IFSC Code
- BARB0VJMILL
- MICR Code
- 141012023
- Address
- NEAR KALSI MOTOR , GALAXY TOWER, MILLER GANJ , LUDHIANA , LUDHIANA , 141003 Open in Google Maps
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +910221800223344
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BARB0VJMILL to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0VJMILL.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0VJMILL.
IFSC Code Structure
B
A
R
B
0
V
J
M
I
L
L
- BARB — Bank code (Bank of Baroda)
- 0 — Reserved (always 0)
- VJMILL — Branch code (MILLER GANJ, LUDHIANA)
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Frequently Asked Questions
Is BARB0VJMILL valid for online transfer?
Yes, BARB0VJMILL is a valid IFSC code for Bank of Baroda MILLER GANJ, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0VJMILL belong to?
BARB0VJMILL belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda MILLER GANJ, LUDHIANA is 141012023. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0VJMILL?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.