Bank of Baroda M S M E LUDHIANA Branch IFSC Code

BARB 0VJMLUD
Bank of Baroda Logo Bank of Baroda
M S M E LUDHIANA — LUDHIANA, PUNJAB
MICR: 141012020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of Baroda
Branch
M S M E LUDHIANA
IFSC Code
BARB0VJMLUD
MICR Code
141012020
Address
NO354, BHAGWATI TOWERS , R K MACHINE TOOLS ROAD , INDUSTRIAL AREA A , LUDHIANA , 141003
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+910221800223344

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BARB0VJMLUD to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BARB0VJMLUD.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BARB0VJMLUD.

IFSC Code Structure

B
A
R
B
0
V
J
M
L
U
D
  • BARB — Bank code (Bank of Baroda)
  • 0 — Reserved (always 0)
  • VJMLUD — Branch code (M S M E LUDHIANA)

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Frequently Asked Questions

Is BARB0VJMLUD valid for online transfer?
Yes, BARB0VJMLUD is a valid IFSC code for Bank of Baroda M S M E LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BARB0VJMLUD belong to?
BARB0VJMLUD belongs to Bank of Baroda. The first 4 characters "BARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of Baroda M S M E LUDHIANA is 141012020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BARB0VJMLUD?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.