Bank of India RATNAGIRI Branch IFSC Code

BKID 0001400
Bank of India Logo Bank of India
RATNAGIRI — RATNAGIRI, MAHARASHTRA
MICR: 415013051 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of India
Branch
RATNAGIRI
IFSC Code
BKID0001400
MICR Code
415013051
Address
BOI BLDG NETAJI SUBHASH ROADSAWARKAR CHOWK PBNO56
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City
RATNAGIRI
District
RATNAGIRI
State
MAHARASHTRA
Contact
+912352222464

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BKID0001400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0001400.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0001400.

IFSC Code Structure

B
K
I
D
0
0
0
1
4
0
0
  • BKID — Bank code (Bank of India)
  • 0 — Reserved (always 0)
  • 001400 — Branch code (RATNAGIRI)

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Frequently Asked Questions

Is BKID0001400 valid for online transfer?
Yes, BKID0001400 is a valid IFSC code for Bank of India RATNAGIRI branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0001400 belong to?
BKID0001400 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India RATNAGIRI is 415013051. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0001400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.