Bank of India BHAKTINAGAR SME BR Branch IFSC Code

BKID 0003121
Bank of India Logo Bank of India
BHAKTINAGAR SME BR — RAJKOT, GUJARAT
MICR: 360013004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of India
Branch
BHAKTINAGAR SME BR
IFSC Code
BKID0003121
MICR Code
360013004
Address
SAMRUDDHI BHAVAN OPP BOMBAY GARAGE PETROLPUMP 10BHAKTINAGAR STATION PLOT RAJKOT
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City
RAJKOT
District
RAJKOT
State
GUJARAT
Contact
+912812461582

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BKID0003121 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0003121.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0003121.

IFSC Code Structure

B
K
I
D
0
0
0
3
1
2
1
  • BKID — Bank code (Bank of India)
  • 0 — Reserved (always 0)
  • 003121 — Branch code (BHAKTINAGAR SME BR)

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Frequently Asked Questions

Is BKID0003121 valid for online transfer?
Yes, BKID0003121 is a valid IFSC code for Bank of India BHAKTINAGAR SME BR branch in RAJKOT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0003121 belong to?
BKID0003121 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India BHAKTINAGAR SME BR is 360013004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0003121?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.