Bank of India UNIVERSITY ROAD Branch IFSC Code

BKID 0003127
Bank of India Logo Bank of India
UNIVERSITY ROAD — RAJKOT, GUJARAT
MICR: 360013011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of India
Branch
UNIVERSITY ROAD
IFSC Code
BKID0003127
MICR Code
360013011
Address
23 FORTUNE SQUARE KOTECHA CHOWKUNIVERSITY ROADRAJKOT
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City
RAJKOT
District
RAJKOT
State
GUJARAT
Contact
+912812587807

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BKID0003127 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0003127.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0003127.

IFSC Code Structure

B
K
I
D
0
0
0
3
1
2
7
  • BKID — Bank code (Bank of India)
  • 0 — Reserved (always 0)
  • 003127 — Branch code (UNIVERSITY ROAD)

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Frequently Asked Questions

Is BKID0003127 valid for online transfer?
Yes, BKID0003127 is a valid IFSC code for Bank of India UNIVERSITY ROAD branch in RAJKOT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0003127 belong to?
BKID0003127 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India UNIVERSITY ROAD is 360013011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0003127?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.