Bank of India RAYAN Branch IFSC Code
BKID 0004305
Bank of India RAYAN — RAYAN WB, WEST BENGAL
MICR: 713013615
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- RAYAN
- IFSC Code
- BKID0004305
- MICR Code
- 713013615
- City
- RAYAN WB
- District
- RAYAN WB
- State
- WEST BENGAL
- Contact
- +91342625151
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0004305 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0004305.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0004305.
IFSC Code Structure
B
K
I
D
0
0
0
4
3
0
5
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 004305 — Branch code (RAYAN)
Frequently Asked Questions
Is BKID0004305 valid for online transfer?
Yes, BKID0004305 is a valid IFSC code for Bank of India RAYAN branch in RAYAN WB, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0004305 belong to?
BKID0004305 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India RAYAN is 713013615. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0004305?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.