Bank of India NAUGACHHIA Branch IFSC Code

BKID 0004589
Bank of India Logo Bank of India
NAUGACHHIA — BHAGALPUR, BIHAR
MICR: 812013507 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Bank of India
Branch
NAUGACHHIA
IFSC Code
BKID0004589
MICR Code
812013507
Address
CHIRANIA COMPLEXNH 31 NAUGACHHIA
Open in Google Maps
City
BHAGALPUR
District
BHAGALPUR
State
BIHAR
Contact
+919471913793

How to Use This IFSC Code

NEFT Transfer

Use IFSC code BKID0004589 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0004589.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0004589.

IFSC Code Structure

B
K
I
D
0
0
0
4
5
8
9
  • BKID — Bank code (Bank of India)
  • 0 — Reserved (always 0)
  • 004589 — Branch code (NAUGACHHIA)

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Frequently Asked Questions

Is BKID0004589 valid for online transfer?
Yes, BKID0004589 is a valid IFSC code for Bank of India NAUGACHHIA branch in BHAGALPUR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0004589 belong to?
BKID0004589 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India NAUGACHHIA is 812013507. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0004589?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.