Bank of India PHULCHI Branch IFSC Code
BKID 0004785
Bank of India PHULCHI — PHULCHI DIST GIRIDIH, JHARKHAND
MICR: 815013521
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- PHULCHI
- IFSC Code
- BKID0004785
- MICR Code
- 815013521
- City
- PHULCHI DIST GIRIDIH
- District
- PHULCHI DIST GIRIDIH
- State
- JHARKHAND
- Contact
- +919430757754
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0004785 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0004785.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0004785.
IFSC Code Structure
B
K
I
D
0
0
0
4
7
8
5
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 004785 — Branch code (PHULCHI)
Frequently Asked Questions
Is BKID0004785 valid for online transfer?
Yes, BKID0004785 is a valid IFSC code for Bank of India PHULCHI branch in PHULCHI DIST GIRIDIH, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0004785 belong to?
BKID0004785 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India PHULCHI is 815013521. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0004785?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.