Bank of India SARAM Branch IFSC Code
BKID 0005964
Bank of India SARAM — SARAM, JHARKHAND
MICR: 829013516
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- SARAM
- IFSC Code
- BKID0005964
- MICR Code
- 829013516
- City
- SARAM
- District
- SARAM
- State
- JHARKHAND
- Contact
- +919631139643
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0005964 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0005964.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0005964.
IFSC Code Structure
B
K
I
D
0
0
0
5
9
6
4
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 005964 — Branch code (SARAM)
Frequently Asked Questions
Is BKID0005964 valid for online transfer?
Yes, BKID0005964 is a valid IFSC code for Bank of India SARAM branch in SARAM, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0005964 belong to?
BKID0005964 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India SARAM is 829013516. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0005964?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.