Bank of India PHAGWARA SME Branch IFSC Code
BKID 0006391
Bank of India PHAGWARA SME — PHAGWARA, PUNJAB
MICR: 144013208
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- PHAGWARA SME
- IFSC Code
- BKID0006391
- MICR Code
- 144013208
- City
- PHAGWARA
- District
- PHAGWARA
- State
- PUNJAB
- Contact
- +911824260463
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0006391 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0006391.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0006391.
IFSC Code Structure
B
K
I
D
0
0
0
6
3
9
1
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 006391 — Branch code (PHAGWARA SME)
Frequently Asked Questions
Is BKID0006391 valid for online transfer?
Yes, BKID0006391 is a valid IFSC code for Bank of India PHAGWARA SME branch in PHAGWARA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0006391 belong to?
BKID0006391 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India PHAGWARA SME is 144013208. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0006391?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.