Bank of India PHILLAUR Branch IFSC Code
BKID 0006415
Bank of India PHILLAUR — PHILLAUR, PUNJAB
MICR: 144013502
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- PHILLAUR
- IFSC Code
- BKID0006415
- MICR Code
- 144013502
- City
- PHILLAUR
- District
- PHILLAUR
- State
- PUNJAB
- Contact
- +911826220221
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0006415 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0006415.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0006415.
IFSC Code Structure
B
K
I
D
0
0
0
6
4
1
5
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 006415 — Branch code (PHILLAUR)
Frequently Asked Questions
Is BKID0006415 valid for online transfer?
Yes, BKID0006415 is a valid IFSC code for Bank of India PHILLAUR branch in PHILLAUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0006415 belong to?
BKID0006415 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India PHILLAUR is 144013502. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0006415?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.