Bank of India PAYAL Branch IFSC Code
BKID 0006517
Bank of India PAYAL — LUDHIANA, PUNJAB
MICR: 141013153
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- PAYAL
- IFSC Code
- BKID0006517
- MICR Code
- 141013153
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +911628276223
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0006517 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0006517.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0006517.
IFSC Code Structure
B
K
I
D
0
0
0
6
5
1
7
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 006517 — Branch code (PAYAL)
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MICR: 151013302 RTGS ✓ NEFT ✓ IMPS ✓
GIDDERWINDI
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MICR: 142013054 RTGS ✓ NEFT ✓ IMPS ✓
BHAI RANDHIR SINGH NAGAR
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MICR: 141013020 RTGS ✓ NEFT ✓ IMPS ✓
BAREWAL ROAD
BKID0006494
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MICR: 141013021 RTGS ✓ NEFT ✓ IMPS ✓
DUGRI ROAD
BKID0006495
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MICR: 141013019 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is BKID0006517 valid for online transfer?
Yes, BKID0006517 is a valid IFSC code for Bank of India PAYAL branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0006517 belong to?
BKID0006517 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India PAYAL is 141013153. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0006517?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.