Bank of India KOTTAYAM Branch IFSC Code
BKID 0008531
Bank of India KOTTAYAM — KOTTAYAM, KERALA
MICR: 686013002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Bank of India
- Branch
- KOTTAYAM
- IFSC Code
- BKID0008531
- MICR Code
- 686013002
- City
- KOTTAYAM
- District
- KOTTAYAM
- State
- KERALA
- Contact
- +914815659280
How to Use This IFSC Code
NEFT Transfer
Use IFSC code BKID0008531 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code BKID0008531.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code BKID0008531.
IFSC Code Structure
B
K
I
D
0
0
0
8
5
3
1
- BKID — Bank code (Bank of India)
- 0 — Reserved (always 0)
- 008531 — Branch code (KOTTAYAM)
Frequently Asked Questions
Is BKID0008531 valid for online transfer?
Yes, BKID0008531 is a valid IFSC code for Bank of India KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does BKID0008531 belong to?
BKID0008531 belongs to Bank of India. The first 4 characters "BKID" identify the bank.
What is the MICR code for this branch?
The MICR code for Bank of India KOTTAYAM is 686013002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using BKID0008531?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.