Central Bank of India KHARSIA Branch IFSC Code

CBIN 0281472
Central Bank of India Logo Central Bank of India
KHARSIA — RAIGARH, CHHATTISGARH
MICR: 496016375 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Central Bank of India
Branch
KHARSIA
IFSC Code
CBIN0281472
MICR Code
496016375
Address
6-47, NEW POST OFFICE, P.O. KHARSIA S.E. RLY., DIST-RAIGARH, CHHATTISGARH-496661
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City
RAIGARH
District
KHARSIA
State
CHHATTISGARH
Contact
+912222612008

How to Use This IFSC Code

NEFT Transfer

Use IFSC code CBIN0281472 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code CBIN0281472.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code CBIN0281472.

IFSC Code Structure

C
B
I
N
0
2
8
1
4
7
2
  • CBIN — Bank code (Central Bank of India)
  • 0 — Reserved (always 0)
  • 281472 — Branch code (KHARSIA)

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Frequently Asked Questions

Is CBIN0281472 valid for online transfer?
Yes, CBIN0281472 is a valid IFSC code for Central Bank of India KHARSIA branch in RAIGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does CBIN0281472 belong to?
CBIN0281472 belongs to Central Bank of India. The first 4 characters "CBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Central Bank of India KHARSIA is 496016375. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using CBIN0281472?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.