Central Bank of India IND AREA LUDHIANA Branch IFSC Code
CBIN 0281613
Central Bank of India IND AREA LUDHIANA — LUDHIANA, PUNJAB
MICR: 141016006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Central Bank of India
- Branch
- IND AREA LUDHIANA
- IFSC Code
- CBIN0281613
- MICR Code
- 141016006
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +912222612008
How to Use This IFSC Code
NEFT Transfer
Use IFSC code CBIN0281613 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code CBIN0281613.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code CBIN0281613.
IFSC Code Structure
C
B
I
N
0
2
8
1
6
1
3
- CBIN — Bank code (Central Bank of India)
- 0 — Reserved (always 0)
- 281613 — Branch code (IND AREA LUDHIANA)
Nearby Central Bank of India Branches in LUDHIANA
CIVIL LINES LUDHIANA
CBIN0280360
CIVIL LINES LUDHIANA
MICR: 141016003 RTGS ✓ NEFT ✓ IMPS ✓
MILLERGANJ LUDHIANA
CBIN0280361
G.T. ROAD, MILLER GANJ, LUDHIANA PUNJAB 141003
MICR: 141016009 RTGS ✓ NEFT ✓ IMPS ✓
NIZAM ROAD LUDHIANA
CBIN0280362
NIZAM ROAD, LUDHIANA PUNJAB 141101
MICR: 141016010 RTGS ✓ NEFT ✓ IMPS ✓
SALEM TAPRI LUDHIANA
CBIN0280363
P.O. NETAJINAGAR, G.T. ROAD, SALEM TAPRI,LUDHIANA PUNJAB 141005
MICR: 141016011 RTGS ✓ NEFT ✓ IMPS ✓
JAGRAON
CBIN0280364
LAJPAT RAI ROAD, JAGRAON PUNJAB 142026
MICR: 142016888 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is CBIN0281613 valid for online transfer?
Yes, CBIN0281613 is a valid IFSC code for Central Bank of India IND AREA LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does CBIN0281613 belong to?
CBIN0281613 belongs to Central Bank of India. The first 4 characters "CBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Central Bank of India IND AREA LUDHIANA is 141016006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using CBIN0281613?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.