Central Bank of India WATAD Branch IFSC Code

CBIN 0284312
Central Bank of India Logo Central Bank of India
WATAD — RATNAGIRI, MAHARASHTRA
MICR: 415016503 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Central Bank of India
Branch
WATAD
IFSC Code
CBIN0284312
MICR Code
415016503
Address
CBI,WATAD BRANCH,WATAD,AT POST WATAD KHANDALA ,TALUKA RATNAGIRI,DIST TATNAGIRI,STATE MAHARASHTRA,PINCODE 415613
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City
RATNAGIRI
District
WATAD
State
MAHARASHTRA
Contact
+912222612008

How to Use This IFSC Code

NEFT Transfer

Use IFSC code CBIN0284312 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code CBIN0284312.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code CBIN0284312.

IFSC Code Structure

C
B
I
N
0
2
8
4
3
1
2
  • CBIN — Bank code (Central Bank of India)
  • 0 — Reserved (always 0)
  • 284312 — Branch code (WATAD)

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Frequently Asked Questions

Is CBIN0284312 valid for online transfer?
Yes, CBIN0284312 is a valid IFSC code for Central Bank of India WATAD branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does CBIN0284312 belong to?
CBIN0284312 belongs to Central Bank of India. The first 4 characters "CBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Central Bank of India WATAD is 415016503. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using CBIN0284312?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.