Central Bank of India PHANIDAM Branch IFSC Code

CBIN 0284458
Central Bank of India Logo Central Bank of India
PHANIDAM — GUNTUR, ANDHRA PRADESH
MICR: 522016502 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Central Bank of India
Branch
PHANIDAM
IFSC Code
CBIN0284458
MICR Code
522016502
Address
NEAR ANJANEYA SWAMY TEMPLE,SATTENAPALLI MANDAL,GUNTUR DISTRICT,PHANIDAM,GUNTUR,ANDHERA PRADESH,PIN 522403
Open in Google Maps
City
GUNTUR
District
GUNTUR
State
ANDHRA PRADESH
Contact
+912222612008

How to Use This IFSC Code

NEFT Transfer

Use IFSC code CBIN0284458 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code CBIN0284458.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code CBIN0284458.

IFSC Code Structure

C
B
I
N
0
2
8
4
4
5
8
  • CBIN — Bank code (Central Bank of India)
  • 0 — Reserved (always 0)
  • 284458 — Branch code (PHANIDAM)

Nearby Central Bank of India Branches in GUNTUR

View all Central Bank of India branches in GUNTUR →

Frequently Asked Questions

Is CBIN0284458 valid for online transfer?
Yes, CBIN0284458 is a valid IFSC code for Central Bank of India PHANIDAM branch in GUNTUR, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does CBIN0284458 belong to?
CBIN0284458 belongs to Central Bank of India. The first 4 characters "CBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Central Bank of India PHANIDAM is 522016502. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using CBIN0284458?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.