Central Bank of India PHOLRIWAL Branch IFSC Code

CBIN 0285148
Central Bank of India Logo Central Bank of India
PHOLRIWAL — JALANDHAR, PUNJAB
MICR: 144016018 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Central Bank of India
Branch
PHOLRIWAL
IFSC Code
CBIN0285148
MICR Code
144016018
Address
VILL-PHOLRIWAL OPP. JALANDHAR HEIGHTS, FLATS 1, JALALNDHAR, 144026.
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City
JALANDHAR
District
JALANDHAR
State
PUNJAB
Contact
+912222637966

How to Use This IFSC Code

NEFT Transfer

Use IFSC code CBIN0285148 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code CBIN0285148.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code CBIN0285148.

IFSC Code Structure

C
B
I
N
0
2
8
5
1
4
8
  • CBIN — Bank code (Central Bank of India)
  • 0 — Reserved (always 0)
  • 285148 — Branch code (PHOLRIWAL)

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Frequently Asked Questions

Is CBIN0285148 valid for online transfer?
Yes, CBIN0285148 is a valid IFSC code for Central Bank of India PHOLRIWAL branch in JALANDHAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does CBIN0285148 belong to?
CBIN0285148 belongs to Central Bank of India. The first 4 characters "CBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Central Bank of India PHOLRIWAL is 144016018. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using CBIN0285148?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.