Cosmos Co-operative Bank MALAD Branch IFSC Code

COSB 0000046
Cosmos Co-operative Bank
MALAD — GREATER BOMBAY, MAHARASHTRA
MICR: 400164014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Cosmos Co-operative Bank
Branch
MALAD
IFSC Code
COSB0000046
MICR Code
400164014
Address
SHOP NO. 1,2 & 3 KHANDWALA LANE, KHANDWALA ARCADE, OFF DAFFATRY ROAD, MALAD EAST, MUMBAI 400097
Open in Google Maps
City
GREATER BOMBAY
District
MUMBAI
State
MAHARASHTRA
Contact
+912228831014

How to Use This IFSC Code

NEFT Transfer

Use IFSC code COSB0000046 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code COSB0000046.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code COSB0000046.

IFSC Code Structure

C
O
S
B
0
0
0
0
0
4
6
  • COSB — Bank code (Cosmos Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000046 — Branch code (MALAD)

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Frequently Asked Questions

Is COSB0000046 valid for online transfer?
Yes, COSB0000046 is a valid IFSC code for Cosmos Co-operative Bank MALAD branch in GREATER BOMBAY, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does COSB0000046 belong to?
COSB0000046 belongs to Cosmos Co-operative Bank. The first 4 characters "COSB" identify the bank.
What is the MICR code for this branch?
The MICR code for Cosmos Co-operative Bank MALAD is 400164014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using COSB0000046?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.