Cosmos Co-operative Bank VIP ROAD Branch IFSC Code

COSB 0000063
Cosmos Co-operative Bank
VIP ROAD — VADODARA, GUJARAT
MICR: 390164004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Cosmos Co-operative Bank
Branch
VIP ROAD
IFSC Code
COSB0000063
MICR Code
390164004
Address
AMIT COMMERCIAL COMPLEX, GROUND FLOOR, KARELI BAUGH,VIP ROAD,VADODARA 390018.
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City
VADODARA
District
VADODARA
State
GUJARAT
Contact
3248712

How to Use This IFSC Code

NEFT Transfer

Use IFSC code COSB0000063 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code COSB0000063.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code COSB0000063.

IFSC Code Structure

C
O
S
B
0
0
0
0
0
6
3
  • COSB — Bank code (Cosmos Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000063 — Branch code (VIP ROAD)

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Frequently Asked Questions

Is COSB0000063 valid for online transfer?
Yes, COSB0000063 is a valid IFSC code for Cosmos Co-operative Bank VIP ROAD branch in VADODARA, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does COSB0000063 belong to?
COSB0000063 belongs to Cosmos Co-operative Bank. The first 4 characters "COSB" identify the bank.
What is the MICR code for this branch?
The MICR code for Cosmos Co-operative Bank VIP ROAD is 390164004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using COSB0000063?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.