Cosmos Co-operative Bank PHALTAN BRANCH Branch IFSC Code

COSB 0000078
Cosmos Co-operative Bank
PHALTAN BRANCH — SATARA, MAHARASHTRA
MICR: 415164152 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Cosmos Co-operative Bank
Branch
PHALTAN BRANCH
IFSC Code
COSB0000078
MICR Code
415164152
Address
AMAR PLAZA, LAXMINAGAR, PHALTAN 415523
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City
SATARA
District
PHALTAN
State
MAHARASHTRA
Contact
222201

How to Use This IFSC Code

NEFT Transfer

Use IFSC code COSB0000078 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code COSB0000078.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code COSB0000078.

IFSC Code Structure

C
O
S
B
0
0
0
0
0
7
8
  • COSB — Bank code (Cosmos Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000078 — Branch code (PHALTAN BRANCH)

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Frequently Asked Questions

Is COSB0000078 valid for online transfer?
Yes, COSB0000078 is a valid IFSC code for Cosmos Co-operative Bank PHALTAN BRANCH branch in SATARA, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does COSB0000078 belong to?
COSB0000078 belongs to Cosmos Co-operative Bank. The first 4 characters "COSB" identify the bank.
What is the MICR code for this branch?
The MICR code for Cosmos Co-operative Bank PHALTAN BRANCH is 415164152. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using COSB0000078?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.