Dhanlaxmi Bank VAIKOM Branch IFSC Code
DLXB 0000048
Dhanlaxmi Bank VAIKOM — VAIKOM, KERALA
MICR: 686048602
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Dhanlaxmi Bank
- Branch
- VAIKOM
- IFSC Code
- DLXB0000048
- MICR Code
- 686048602
- City
- VAIKOM
- District
- VAIKOM
- State
- KERALA
- Contact
- +919287276764
How to Use This IFSC Code
NEFT Transfer
Use IFSC code DLXB0000048 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code DLXB0000048.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code DLXB0000048.
IFSC Code Structure
D
L
X
B
0
0
0
0
0
4
8
- DLXB — Bank code (Dhanlaxmi Bank)
- 0 — Reserved (always 0)
- 000048 — Branch code (VAIKOM)
Frequently Asked Questions
Is DLXB0000048 valid for online transfer?
Yes, DLXB0000048 is a valid IFSC code for Dhanlaxmi Bank VAIKOM branch in VAIKOM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does DLXB0000048 belong to?
DLXB0000048 belongs to Dhanlaxmi Bank. The first 4 characters "DLXB" identify the bank.
What is the MICR code for this branch?
The MICR code for Dhanlaxmi Bank VAIKOM is 686048602. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using DLXB0000048?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.