Esaf Small Finance Bank KAYAMKULAM Branch IFSC Code

ESMF 0001200
Esaf Small Finance Bank Logo Esaf Small Finance Bank
KAYAMKULAM — ALAPUZHA, KERALA
MICR: 690760102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
KAYAMKULAM
IFSC Code
ESMF0001200
MICR Code
690760102
Address
GREEN GARDEN BUILDINGS,PUTHIYIDAM,KAYAMKULAM 676505,ALAPUZHA DISTRICT
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City
ALAPUZHA
District
KAYAMKULAM
State
KERALA
Contact
+918589900787

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001200 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001200.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001200.

IFSC Code Structure

E
S
M
F
0
0
0
1
2
0
0
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001200 — Branch code (KAYAMKULAM)

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Frequently Asked Questions

Is ESMF0001200 valid for online transfer?
Yes, ESMF0001200 is a valid IFSC code for Esaf Small Finance Bank KAYAMKULAM branch in ALAPUZHA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001200 belong to?
ESMF0001200 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank KAYAMKULAM is 690760102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001200?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.