Esaf Small Finance Bank SURAT Branch IFSC Code
ESMF 0001239
Esaf Small Finance Bank SURAT — SURAT, GUJARAT
MICR: 395760002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Esaf Small Finance Bank
- Branch
- SURAT
- IFSC Code
- ESMF0001239
- MICR Code
- 395760002
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +917593804014
How to Use This IFSC Code
NEFT Transfer
Use IFSC code ESMF0001239 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001239.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001239.
IFSC Code Structure
E
S
M
F
0
0
0
1
2
3
9
- ESMF — Bank code (Esaf Small Finance Bank)
- 0 — Reserved (always 0)
- 001239 — Branch code (SURAT)
Frequently Asked Questions
Is ESMF0001239 valid for online transfer?
Yes, ESMF0001239 is a valid IFSC code for Esaf Small Finance Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001239 belong to?
ESMF0001239 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank SURAT is 395760002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001239?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.