Esaf Small Finance Bank PANDIKKAD Branch IFSC Code
ESMF 0001392
Esaf Small Finance Bank PANDIKKAD — PANDIKKAD, KERALA
MICR: 676760802
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Esaf Small Finance Bank
- Branch
- PANDIKKAD
- IFSC Code
- ESMF0001392
- MICR Code
- 676760802
- City
- PANDIKKAD
- District
- PANDIKKAD
- State
- KERALA
- Contact
- +918589904532
How to Use This IFSC Code
NEFT Transfer
Use IFSC code ESMF0001392 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001392.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001392.
IFSC Code Structure
E
S
M
F
0
0
0
1
3
9
2
- ESMF — Bank code (Esaf Small Finance Bank)
- 0 — Reserved (always 0)
- 001392 — Branch code (PANDIKKAD)
Frequently Asked Questions
Is ESMF0001392 valid for online transfer?
Yes, ESMF0001392 is a valid IFSC code for Esaf Small Finance Bank PANDIKKAD branch in PANDIKKAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001392 belong to?
ESMF0001392 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank PANDIKKAD is 676760802. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001392?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.