Esaf Small Finance Bank VANDITHAVALAM Branch IFSC Code

ESMF 0001396
Esaf Small Finance Bank Logo Esaf Small Finance Bank
VANDITHAVALAM — PALAKKAD, KERALA
MICR: 678760807 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
VANDITHAVALAM
IFSC Code
ESMF0001396
MICR Code
678760807
Address
FIRST FLOOR,PAKKAM COMPLEX,POLLACHI MAIN ROAD,VANDITHAVALAM,PALAKKAD,KERALA,678534
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City
PALAKKAD
District
VANDITHAVALAM
State
KERALA
Contact
+918589901126

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001396 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001396.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001396.

IFSC Code Structure

E
S
M
F
0
0
0
1
3
9
6
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001396 — Branch code (VANDITHAVALAM)

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Frequently Asked Questions

Is ESMF0001396 valid for online transfer?
Yes, ESMF0001396 is a valid IFSC code for Esaf Small Finance Bank VANDITHAVALAM branch in PALAKKAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001396 belong to?
ESMF0001396 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank VANDITHAVALAM is 678760807. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001396?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.