Esaf Small Finance Bank NJARACKAL Branch IFSC Code

ESMF 0001408
Esaf Small Finance Bank Logo Esaf Small Finance Bank
NJARACKAL — ERNAKULAM, KERALA
MICR: 682760010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
NJARACKAL
IFSC Code
ESMF0001408
MICR Code
682760010
Address
1ST FLOOR DCOSTA BUILDING,PUTHUVYPE,NJARACKAL,682508
Open in Google Maps
City
ERNAKULAM
District
NJARACKAL
State
KERALA
Contact
+918589972780

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001408 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001408.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001408.

IFSC Code Structure

E
S
M
F
0
0
0
1
4
0
8
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001408 — Branch code (NJARACKAL)

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Frequently Asked Questions

Is ESMF0001408 valid for online transfer?
Yes, ESMF0001408 is a valid IFSC code for Esaf Small Finance Bank NJARACKAL branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001408 belong to?
ESMF0001408 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank NJARACKAL is 682760010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001408?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.