Esaf Small Finance Bank PALAKKAD Branch IFSC Code

ESMF 0001413
Esaf Small Finance Bank Logo Esaf Small Finance Bank
PALAKKAD — PALAKKAD, KERALA
MICR: 678760010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
PALAKKAD
IFSC Code
ESMF0001413
MICR Code
678760010
Address
HI,TECH TOWER,MEPPARAMB,SHORNUR ROAD,PALAKKAD,KERALA,678004
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City
PALAKKAD
District
PALAKKAD
State
KERALA
Contact
+918589900886

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001413 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001413.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001413.

IFSC Code Structure

E
S
M
F
0
0
0
1
4
1
3
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001413 — Branch code (PALAKKAD)

Nearby Esaf Small Finance Bank Branches in PALAKKAD

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Frequently Asked Questions

Is ESMF0001413 valid for online transfer?
Yes, ESMF0001413 is a valid IFSC code for Esaf Small Finance Bank PALAKKAD branch in PALAKKAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001413 belong to?
ESMF0001413 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank PALAKKAD is 678760010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001413?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.