Esaf Small Finance Bank KHARSIA Branch IFSC Code
ESMF 0001474
Esaf Small Finance Bank KHARSIA — JANJGIR CHAMPA, CHHATTISGARH
MICR: 496760501
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Esaf Small Finance Bank
- Branch
- KHARSIA
- IFSC Code
- ESMF0001474
- MICR Code
- 496760501
- Address
- GUPTA COMPLEX,RAJGARH SQUARE,RAIGARH ROAD,KHARSIA P O,RAJGARH DIST,KHARSI,CHHATTISGARH,496661 Open in Google Maps
- City
- JANJGIR CHAMPA
- District
- KHARSIA
- State
- CHHATTISGARH
- Contact
- +917593813400
How to Use This IFSC Code
NEFT Transfer
Use IFSC code ESMF0001474 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001474.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001474.
IFSC Code Structure
E
S
M
F
0
0
0
1
4
7
4
- ESMF — Bank code (Esaf Small Finance Bank)
- 0 — Reserved (always 0)
- 001474 — Branch code (KHARSIA)
Nearby Esaf Small Finance Bank Branches in JANJGIR CHAMPA
AKALTARA
ESMF0001473
GROUND FLOOR,PANARIYA NIVAS,TAROD ROAD,NEAR RLY STATION,AKALTARA,JANJGIR CHAMPA,495552
MICR: 495760101 RTGS ✓ NEFT ✓ IMPS ✓
SHIVRINARAYAN
ESMF0001475
NEAR VISHWAGEETA BHAWAN,KHAROD ROAD,SHIVRINARAYAN PO,JANJGIR CHAMPA,CHHATTISGARH,495557
MICR: 495760501 RTGS ✓ NEFT ✓ IMPS ✓
CHAMPA
ESMF0001532
NO 26,201 V TIWARI BUILDING,JAGDALLA,CHAMPA PO,JANJGIR CHAMPA,CHHATTISGARH,495671
MICR: 495760251 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is ESMF0001474 valid for online transfer?
Yes, ESMF0001474 is a valid IFSC code for Esaf Small Finance Bank KHARSIA branch in JANJGIR CHAMPA, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001474 belong to?
ESMF0001474 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank KHARSIA is 496760501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001474?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.