Esaf Small Finance Bank BARHARWA Branch IFSC Code
ESMF 0001485
Esaf Small Finance Bank BARHARWA — SAHEBGANJ, JHARKHAND
MICR: 816760102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Esaf Small Finance Bank
- Branch
- BARHARWA
- IFSC Code
- ESMF0001485
- MICR Code
- 816760102
- City
- SAHEBGANJ
- District
- BARHARWA
- State
- JHARKHAND
- Contact
- +919288013053
How to Use This IFSC Code
NEFT Transfer
Use IFSC code ESMF0001485 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001485.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001485.
IFSC Code Structure
E
S
M
F
0
0
0
1
4
8
5
- ESMF — Bank code (Esaf Small Finance Bank)
- 0 — Reserved (always 0)
- 001485 — Branch code (BARHARWA)
Frequently Asked Questions
Is ESMF0001485 valid for online transfer?
Yes, ESMF0001485 is a valid IFSC code for Esaf Small Finance Bank BARHARWA branch in SAHEBGANJ, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001485 belong to?
ESMF0001485 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank BARHARWA is 816760102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001485?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.