Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL Branch IFSC Code

ESMF 0001520
Esaf Small Finance Bank Logo Esaf Small Finance Bank
NEDUMKANDAM KALKOONTHAL — IDUKKI, KERALA
MICR: 685760054 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
NEDUMKANDAM KALKOONTHAL
IFSC Code
ESMF0001520
MICR Code
685760054
Address
VARAKALAYIL BUILDING,2ND FLOOR,ANEDUMKANDAM,IDUKKI,685553
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City
IDUKKI
District
NEDUMKANDAM KALKOONTHAL
State
KERALA
Contact
+918589025461

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001520 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001520.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001520.

IFSC Code Structure

E
S
M
F
0
0
0
1
5
2
0
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001520 — Branch code (NEDUMKANDAM KALKOONTHAL)

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Frequently Asked Questions

Is ESMF0001520 valid for online transfer?
Yes, ESMF0001520 is a valid IFSC code for Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL branch in IDUKKI, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001520 belong to?
ESMF0001520 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank NEDUMKANDAM KALKOONTHAL is 685760054. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001520?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.