Esaf Small Finance Bank PANAMARAM Branch IFSC Code

ESMF 0001603
Esaf Small Finance Bank Logo Esaf Small Finance Bank
PANAMARAM — WAYANAD, KERALA
MICR: 670760205 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
PANAMARAM
IFSC Code
ESMF0001603
MICR Code
670760205
Address
NO 360 17,KALPETTA MANATHAVADY ROAD,NEAR ST JUDES TOWN CHURCH,PANAMARAM P O,WAYANAD KERALA 670721
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City
WAYANAD
District
WAYANAD
State
KERALA
Contact
+918589903021

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001603 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001603.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001603.

IFSC Code Structure

E
S
M
F
0
0
0
1
6
0
3
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001603 — Branch code (PANAMARAM)

Nearby Esaf Small Finance Bank Branches in WAYANAD

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Frequently Asked Questions

Is ESMF0001603 valid for online transfer?
Yes, ESMF0001603 is a valid IFSC code for Esaf Small Finance Bank PANAMARAM branch in WAYANAD, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001603 belong to?
ESMF0001603 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank PANAMARAM is 670760205. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001603?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.