Esaf Small Finance Bank KARULAI Branch IFSC Code

ESMF 0001857
Esaf Small Finance Bank Logo Esaf Small Finance Bank
KARULAI — MALAPPURAM, KERALA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
KARULAI
IFSC Code
ESMF0001857
Address
PULATH COMPLEX,GROUND FLOOR,PANCHAYATHUPADI,NEW KARULAI GRAMA PANCHAYATH,KARULAI,MALAPPURAM-6793330
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City
MALAPPURAM
District
MALAPPURAM
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001857 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001857.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001857.

IFSC Code Structure

E
S
M
F
0
0
0
1
8
5
7
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001857 — Branch code (KARULAI)

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Frequently Asked Questions

Is ESMF0001857 valid for online transfer?
Yes, ESMF0001857 is a valid IFSC code for Esaf Small Finance Bank KARULAI branch in MALAPPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001857 belong to?
ESMF0001857 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
Can I do RTGS using ESMF0001857?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.