Esaf Small Finance Bank JOWAI Branch IFSC Code
ESMF 0001890
Esaf Small Finance Bank JOWAI — WEST JANTIA HILLS, MEGHALAYA
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Esaf Small Finance Bank
- Branch
- JOWAI
- IFSC Code
- ESMF0001890
- City
- WEST JANTIA HILLS
- District
- WEST JANTIA HILLS
- State
- MEGHALAYA
How to Use This IFSC Code
NEFT Transfer
Use IFSC code ESMF0001890 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001890.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001890.
IFSC Code Structure
E
S
M
F
0
0
0
1
8
9
0
- ESMF — Bank code (Esaf Small Finance Bank)
- 0 — Reserved (always 0)
- 001890 — Branch code (JOWAI)
Frequently Asked Questions
Is ESMF0001890 valid for online transfer?
Yes, ESMF0001890 is a valid IFSC code for Esaf Small Finance Bank JOWAI branch in WEST JANTIA HILLS, MEGHALAYA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001890 belong to?
ESMF0001890 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
Can I do RTGS using ESMF0001890?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.