Esaf Small Finance Bank BEGUSARAI Branch IFSC Code
ESMF 0001949
Esaf Small Finance Bank BEGUSARAI — BEGUSARAI, BIHAR
MICR: 851760004
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Esaf Small Finance Bank
- Branch
- BEGUSARAI
- IFSC Code
- ESMF0001949
- MICR Code
- 851760004
- Address
- NO - 489, SITA RAM RADHE COMPLEX, POWER HOUSE ROAD,OPP IOCL PETROL PUMP, BEGUSARAI,NAGAR NIGAM, BEGUSARAI P O, BEGUSARAI, BIHAR - 851101 Open in Google Maps
- City
- BEGUSARAI
- District
- BEGUSARAI
- State
- BIHAR
- Contact
- +917488194510
How to Use This IFSC Code
NEFT Transfer
Use IFSC code ESMF0001949 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001949.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001949.
IFSC Code Structure
E
S
M
F
0
0
0
1
9
4
9
- ESMF — Bank code (Esaf Small Finance Bank)
- 0 — Reserved (always 0)
- 001949 — Branch code (BEGUSARAI)
Frequently Asked Questions
Is ESMF0001949 valid for online transfer?
Yes, ESMF0001949 is a valid IFSC code for Esaf Small Finance Bank BEGUSARAI branch in BEGUSARAI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001949 belong to?
ESMF0001949 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank BEGUSARAI is 851760004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001949?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.