Federal Bank VAIKOM Branch IFSC Code

FDRL 0001096
Federal Bank Logo Federal Bank
VAIKOM — KOTTAYAM, KERALA
MICR: 686049602 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Federal Bank
Branch
VAIKOM
IFSC Code
FDRL0001096
MICR Code
686049602
Address
P B NO. 7 WEST GATE VAIKOM
Open in Google Maps
City
KOTTAYAM
District
VAIKOM
State
KERALA
Contact
+914829231248

How to Use This IFSC Code

NEFT Transfer

Use IFSC code FDRL0001096 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code FDRL0001096.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code FDRL0001096.

IFSC Code Structure

F
D
R
L
0
0
0
1
0
9
6
  • FDRL — Bank code (Federal Bank)
  • 0 — Reserved (always 0)
  • 001096 — Branch code (VAIKOM)

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Frequently Asked Questions

Is FDRL0001096 valid for online transfer?
Yes, FDRL0001096 is a valid IFSC code for Federal Bank VAIKOM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does FDRL0001096 belong to?
FDRL0001096 belongs to Federal Bank. The first 4 characters "FDRL" identify the bank.
What is the MICR code for this branch?
The MICR code for Federal Bank VAIKOM is 686049602. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using FDRL0001096?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.