Federal Bank PALA Branch IFSC Code

FDRL 0001097
Federal Bank Logo Federal Bank
PALA — KOTTAYAM, KERALA
MICR: 686049302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Federal Bank
Branch
PALA
IFSC Code
FDRL0001097
MICR Code
686049302
Address
KATTAKKAYAM ROAD, KOTTAYAM DIST.
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City
KOTTAYAM
District
PALAI
State
KERALA
Contact
+914822214017

How to Use This IFSC Code

NEFT Transfer

Use IFSC code FDRL0001097 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code FDRL0001097.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code FDRL0001097.

IFSC Code Structure

F
D
R
L
0
0
0
1
0
9
7
  • FDRL — Bank code (Federal Bank)
  • 0 — Reserved (always 0)
  • 001097 — Branch code (PALA)

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Frequently Asked Questions

Is FDRL0001097 valid for online transfer?
Yes, FDRL0001097 is a valid IFSC code for Federal Bank PALA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does FDRL0001097 belong to?
FDRL0001097 belongs to Federal Bank. The first 4 characters "FDRL" identify the bank.
What is the MICR code for this branch?
The MICR code for Federal Bank PALA is 686049302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using FDRL0001097?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.