Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA Branch IFSC Code

GSCB 0SMCB04
Gujarat State Co-operative Bank
THE SURAT MERCANTILE CO OP BANK LTD KHATODRA — SURAT, GUJARAT
MICR: 395245004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Gujarat State Co-operative Bank
Branch
THE SURAT MERCANTILE CO OP BANK LTD KHATODRA
IFSC Code
GSCB0SMCB04
MICR Code
395245004
Address
OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612633122

How to Use This IFSC Code

NEFT Transfer

Use IFSC code GSCB0SMCB04 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code GSCB0SMCB04.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code GSCB0SMCB04.

IFSC Code Structure

G
S
C
B
0
S
M
C
B
0
4
  • GSCB — Bank code (Gujarat State Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB04 — Branch code (THE SURAT MERCANTILE CO OP BANK LTD KHATODRA)

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Frequently Asked Questions

Is GSCB0SMCB04 valid for online transfer?
Yes, GSCB0SMCB04 is a valid IFSC code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does GSCB0SMCB04 belong to?
GSCB0SMCB04 belongs to Gujarat State Co-operative Bank. The first 4 characters "GSCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD KHATODRA is 395245004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using GSCB0SMCB04?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.