Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD LALDARWAJA Branch IFSC Code
GSCB 0SMCB05
Gujarat State Co-operative Bank
THE SURAT MERCANTILE CO OP BANK LTD LALDARWAJA — SURAT, GUJARAT
MICR: 395245005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Gujarat State Co-operative Bank
- Branch
- THE SURAT MERCANTILE CO OP BANK LTD LALDARWAJA
- IFSC Code
- GSCB0SMCB05
- MICR Code
- 395245005
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612532933
How to Use This IFSC Code
NEFT Transfer
Use IFSC code GSCB0SMCB05 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code GSCB0SMCB05.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code GSCB0SMCB05.
IFSC Code Structure
G
S
C
B
0
S
M
C
B
0
5
- GSCB — Bank code (Gujarat State Co-operative Bank)
- 0 — Reserved (always 0)
- SMCB05 — Branch code (THE SURAT MERCANTILE CO OP BANK LTD LALDARWAJA)
Nearby Gujarat State Co-operative Bank Branches in SURAT
ASSOCIATE CO OP BANK LTD HEAD OFFICE
GSCB0ASCB02
1ST FLOOR, SURAT VANKAR SANGH BUILDING, OPP. RESHAMWALA MARKET, RING ROAD, SURAT.
MICR: 395449002 RTGS ✓ NEFT ✓ IMPS ✓
ASSOCIATE CO OP BANK LTD UMARWADA
GSCB0ASCB03
20 TO 23, SAI DARSHAN MARKET, BEHIND MILLENIUM MARKET, UMARWADA, SURAT
MICR: 395449003 RTGS ✓ NEFT ✓ IMPS ✓
ASSOCIATE CO OP BANK LTD SAGRAMPURA
GSCB0ASCB04
2 703, UPPER LOWER GROUND, BHANDARIWAD, SAGRAMPURA, UDHNA DARWAJA, SURAT.
MICR: 395449004 RTGS ✓ NEFT ✓ IMPS ✓
ASSOCIATE CO OP BANK LTD SALABATPURA
GSCB0ASCB05
3-2168, MAIN ROAD, OPP. KOHINOOR MARKET, SALABATPURA, SURAT
MICR: 395449005 RTGS ✓ NEFT ✓ IMPS ✓
ASSOCIATE CO OP BANK LTD PUNA KUMBHARIA
GSCB0ASCB06
232, CREATION PLAZA, PUNA GAM ROAD, BEHIND PUNA KUMBHARIA ROAD, SURAT.
MICR: 395449006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is GSCB0SMCB05 valid for online transfer?
Yes, GSCB0SMCB05 is a valid IFSC code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD LALDARWAJA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does GSCB0SMCB05 belong to?
GSCB0SMCB05 belongs to Gujarat State Co-operative Bank. The first 4 characters "GSCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD LALDARWAJA is 395245005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using GSCB0SMCB05?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.