Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD RAMPURA Branch IFSC Code

GSCB 0SMCB12
Gujarat State Co-operative Bank
THE SURAT MERCANTILE CO OP BANK LTD RAMPURA — SURAT, GUJARAT
MICR: 395245012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Gujarat State Co-operative Bank
Branch
THE SURAT MERCANTILE CO OP BANK LTD RAMPURA
IFSC Code
GSCB0SMCB12
MICR Code
395245012
Address
PATIDAR BHAVAN, NR. CHAR KHANA CHAKLA, RAMPURA MAIN ROAD, SURAT - 395003.
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612418080

How to Use This IFSC Code

NEFT Transfer

Use IFSC code GSCB0SMCB12 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code GSCB0SMCB12.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code GSCB0SMCB12.

IFSC Code Structure

G
S
C
B
0
S
M
C
B
1
2
  • GSCB — Bank code (Gujarat State Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB12 — Branch code (THE SURAT MERCANTILE CO OP BANK LTD RAMPURA)

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Frequently Asked Questions

Is GSCB0SMCB12 valid for online transfer?
Yes, GSCB0SMCB12 is a valid IFSC code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD RAMPURA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does GSCB0SMCB12 belong to?
GSCB0SMCB12 belongs to Gujarat State Co-operative Bank. The first 4 characters "GSCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD RAMPURA is 395245012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using GSCB0SMCB12?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.