Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD PANDESARA Branch IFSC Code

GSCB 0SMCB13
Gujarat State Co-operative Bank
THE SURAT MERCANTILE CO OP BANK LTD PANDESARA — SURAT, GUJARAT
MICR: 395245013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Gujarat State Co-operative Bank
Branch
THE SURAT MERCANTILE CO OP BANK LTD PANDESARA
IFSC Code
GSCB0SMCB13
MICR Code
395245013
Address
SHOP NO - 1 TO 4, RAJESHWAR PLAZA, HIGHER GROUND FLOOR, OPP. B.R.C. TEMPLE, NR. RELIANCE PETROL PUMP, UDHNA MAIN ROAD, UDHNA, SURAT - 394210.
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City
SURAT
District
SURAT
State
GUJARAT
Contact
+912612890512

How to Use This IFSC Code

NEFT Transfer

Use IFSC code GSCB0SMCB13 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code GSCB0SMCB13.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code GSCB0SMCB13.

IFSC Code Structure

G
S
C
B
0
S
M
C
B
1
3
  • GSCB — Bank code (Gujarat State Co-operative Bank)
  • 0 — Reserved (always 0)
  • SMCB13 — Branch code (THE SURAT MERCANTILE CO OP BANK LTD PANDESARA)

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Frequently Asked Questions

Is GSCB0SMCB13 valid for online transfer?
Yes, GSCB0SMCB13 is a valid IFSC code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD PANDESARA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does GSCB0SMCB13 belong to?
GSCB0SMCB13 belongs to Gujarat State Co-operative Bank. The first 4 characters "GSCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Gujarat State Co-operative Bank THE SURAT MERCANTILE CO OP BANK LTD PANDESARA is 395245013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using GSCB0SMCB13?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.